Request a quote for homeowners Insurance and fire/dwelling insurance from Wm. B. West Insurance Agency, Inc.

• I’m installing a pool—what kind of insurance do I need?
  
• Do I need separate coverage for jewelry?
  
• How much homeowners insurance do I need?
  
• Where can I buy insurance?
  
• How do I pick an insurance company?
  
• How much will it cost?
  
  There are many factors an insurance company uses to determine the price of your policy:
  • The square footage of the house and any additional structures.
  • Building costs in your area.
  • Your home's construction, materials and features.
  • Amount of crime in your neighborhood.
  • The likelihood of damage from natural disasters, such as hurricanes and hail storms.
  • The proximity of your home to a fire hydrant (or other source of water) and to a fire station, whether your community has a professional or volunteer fire service and other factors that can affect the time it takes to put out fires.
  • The condition of the plumbing, heating and electrical system.
  
  
  If you rent your home or own a condo or co-op, your insurer will not consider the size of the dwelling or building costs. However, the insurance company will take into account factors that make damage to your possessions more likely.
  
  
• How can I save money?
  
• What information do I need to provide to my agent?
  
• What if I can't get coverage?
  
• How often should I review my policy?
  
• Should I purchase an umbrella liability policy?