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Bill West - Illinois and Wisconsin Insurance Agent

Bill West - Wm B West Insurance Agency, Inc.
Illinois & Wisconsin (224) 538-2006

WBW Insurance Agency, Inc. Bill West, Gurnee
 

AUTO INSURANCE: Teenagers & Safe Cars

1All insurance questions and answers are provided by the Insurance Information Institute www.iii.org
 
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Safety Tips

  • Shopping for a Safe Car
  • Teenagers & Safe Cars

    If your teenager has just gotten a driver's license, it may be hard to imagine handing over the keys to your brand new car, but that may be the smartest vehicle to choose.

    The first years teenagers spend as drivers are very risky. In fact, teen drivers have the highest death rates of any age group. In 1997 alone, more than 5,700 teenagers died in motor vehicle crashes, and many more were left severely and permanently injured by crashes.

    While getting a driver's license is an exciting rite-of-passage for teens, it can be enough to make a parent frantic. However, the Insurance Institute for Highway Safety (IIHS) and the Insurance Information Institute (I.I.I.) say there is something worried parents can do to protect their teens—choose a safe vehicle.

    1. Avoid vehicles that encourage reckless driving.
      Teen drivers not only lack experience, but may also lack maturity. As a result, speeding and reckless driving are common.

      Sports cars and other vehicles with high performance features, such as turbocharging, are likely to encourage speeding. Choosing a vehicle with a more sedate image will reduce the chances your teen will be in a speed-related crash.

    2. Don't let your teen drive an unstable vehicle.
      Sport utility vehicles, especially the smaller ones, are inherently less stable than cars because of their higher centers of gravity. Abrupt steering maneuvers—the kind that can occur when teens are fooling around or over-correcting a driver error—can cause rollovers where a more stable car would, at worst, skid or spin out.
    3. Pick a vehicle that offers good crash protection.
      Teenagers should drive vehicles that offer state-of-the-art protection in case they do crash.
    4. Don't let your teen drive a small vehicle.
      Small vehicles offer much less protection in crashes than larger ones. However, this doesn't mean you should put your child in the largest vehicle you can find. Many mid- and full-size cars offer more than adequate crash protection. Check out the safety ratings for mid-size and larger cars.
    5. Avoid older vehicles.
      Most of today's cars are better designed for crash protection than cars of six to ten years ago. For example, a newer, mid-size car with airbags would be a better choice than an older, larger car without airbags. Before you make a final choice on the car your teenager will drive, consult the U.S. Department of Transportation ( www.dot.gov ) or the Insurance Institute for Highway Safety ( http://www.iihs.org ).


  • Air Bag Safety
  • At the Scene of an Accident
  • Car Breakdown Safety
  • Child Safety Seats
  • Cell Phones & Driving
  • Road Rage
  • Elderly Drivers
  • Preventing Carjacking / Theft
  • Driving in Bad Weather
  • Avoiding Deer / Car Collisions
 
 
The information on these pages is intended to be accurate at the time posted. It is for general informational purposes only. Because of the nature of this information, it may not be applicable in your area or current at the time you read it. Please see your agent or review the policy contract for detailed information you can rely on. The information on this site may change without prior notice.
 
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