Request a quote for Non-Commercial Auto Insurance from Wm. B. West Insurance Agency, Inc.

• What is auto insurance?
  
• What is covered by a basic auto policy?
  
• Can I drive legally without insurance?
  
• What if I lease a car?
  
• Do I need insurance to rent a car?
  
• What are the driving laws in my state?
  
  Most states require car owners to buy a minimum amount of bodily injury and property damage liability insurance before they can legally drive their cars. All states have financial responsibility laws. This means that people involved in an automobile accident will be required to furnish proof of financial responsibility up to certain minimum dollar limits. To comply with financial responsibility laws, most drivers purchase automobile liability insurance. The insurance industry and consumer groups generally recommend a minimum of $100,000 of bodily injury protection per person and $300,000 per accident since accidents may cost far more than the minimum limits mandated by most states.

  State Insurance Laws & Limits by State
  from www.iii.org
  
  

• Is there a difference between cancellation and nonrenewal?