Auto Insurance Basics

• What is auto insurance?
  
• What is covered by a basic auto policy?
  
• Can I drive legally without insurance?
  
• What if I lease a car?
  
• Do I need insurance to rent a car?
  
• What are the driving laws in my state?
  
• Is there a difference between cancellation and nonrenewal?
  

Buying a Policy & Saving Money

• How do I choose an insurance company?
  
• Where can I buy insurance?
  
• How can I save money?
  
• How much coverage do I need?
  
• What determines the price of my policy?
  
• What information do I need to give to my agent or company?
  
• What can I do if I can't find coverage?
  
• How do I insure my teenage driver?
  
• Should I purchase an umbrella liability policy?
  
• Will my insurance cover a rental car after an accident?
  

Help! I Have to File a Claim

• How do I file a claim?
  
• What should I do if I am having trouble settling my claim?
  
• If I file a claim, will my premium go up?
  
• How are the value of my car and the cost of repair determined?
  
• What are my rights when filing a claim?
  
• Can my insurance company require me to use certain types of auto repair parts?
  

Safety Tips

• Shopping for a Safe Car
  
• Teenagers & Safe Cars
  
• Air Bag Safety
  
• At the Scene of an Accident
  
• Car Breakdown Safety
  
• Child Safety Seats
  
• Cell Phones & Driving
  
• Road Rage
  
• Elderly Drivers
  
• Preventing Carjacking / Theft
  
• Driving in Bad Weather
  
• Avoiding Deer / Car Collisions