WBW Insurance Agency, Inc. Bill West, Gurnee WBW Insurance Agency, Inc. Bill West, Gurnee WBW Insurance Agency, Inc. Bill West, Gurnee
Bill West - Illinois and Wisconsin Insurance Agent

Bill West - Wm B West Insurance Agency, Inc.
Illinois & Wisconsin (224) 538-2006

WBW Insurance Agency, Inc. Bill West, Gurnee
 

AUTO INSURANCE: How do I choose an insurance company?

1All insurance questions and answers are provided by the Insurance Information Institute www.iii.org
 
Call Bill West, Illinois & Wisconsin insurance agent, to answer all of your insurance policy questions.
(224) 538-2006 - Gurnee, IL
Contact Bill West - Wm. B. Insurance Agency, Inc.

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INSURANCE QUESTIONS & ANSWERS

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Buying an Auto Policy & Saving Money

  • How do I choose an insurance company?

    There are many insurance companies, so choosing between them can be a challenge. Here are the main points to keep in mind when selecting an insurance company:
    • Licensing
      Not every company is licensed to operate in each state. As a general rule, you should buy from a company licensed in your state, because then can you rely on your state insurance department to help if there’s a problem. To find out which companies are licensed in your state, contact the state insurance department.
    • Price
      Many companies sell insurance policies and prices vary greatly from one to another, so it really pays to shop around. Get at least three price quotes from companies, agents and from the Internet. Your state insurance department may publish a guide that shows what insurers charge for different policies in various parts of your state.
    • Financial Solidity
      You buy insurance to protect you financially and provide peace of mind. Select a company that is likely to be financially sound for many years, by using ratings from independent rating agencies.
    • Service
      Your insurance company and its representatives should answer your questions and handle your claims fairly, efficiently and quickly. You can get a feel for whether this is the case by talking to other customers who have used a particular company or agent. You may also want to check a national claims database to see what complaint information it has on a company. Also, your state insurance department will be able to tell you if the insurance company you are considering doing business with had many consumer complaints about its service relative to the number of policies it sold.
    • Comfort
      You should feel comfortable with your insurance purchase, whether you buy it from a local agent, directly from the company over the phone, or over the Internet. Make sure that the agent or company will be easy to reach if you have a question or need to file a claim.


  • Where can I buy insurance?
  • How can I save money?
  • How much coverage do I need?
  • What determines the price of my policy?
  • What information do I need to give to my agent or company?
  • What can I do if I can't find coverage?
  • How do I insure my teenage driver?
  • Should I purchase an umbrella liability policy?
  • Will my insurance cover a rental car after an accident?
 
 
The information on these pages is intended to be accurate at the time posted. It is for general informational purposes only. Because of the nature of this information, it may not be applicable in your area or current at the time you read it. Please see your agent or review the policy contract for detailed information you can rely on. The information on this site may change without prior notice.
 
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