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Bill West - Wm B West Insurance Agency, Inc. Illinois & Wisconsin (224) 538-2006 |
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AUTO INSURANCE: How
do I choose an insurance company?
1All insurance questions and answers
are provided by the Insurance Information Institute www.iii.org
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Call
Bill West, Illinois & Wisconsin insurance agent, to answer all
of your insurance policy questions.
(224) 538-2006 - Gurnee, IL
Contact
Bill West - Wm. B. Insurance Agency, Inc.
Request a quote for Non-Commercial
Auto Insurance from Wm. B. West Insurance Agency, Inc.
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Buying an Auto Policy & Saving Money
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- How
do I choose an insurance company?
There are many insurance companies, so choosing between them can be a challenge. Here are the main points to keep in mind when selecting an insurance company:
- Licensing
Not every company is licensed to operate in each state. As a general rule, you should buy from a company licensed in your state, because then can you rely on your state insurance department to help if there’s a problem. To find out which companies are licensed in your state, contact the state insurance department.
- Price
Many companies sell insurance policies and prices vary greatly from one to another, so it really pays to shop around. Get at least three price quotes from companies, agents and from the Internet. Your state insurance department may publish a guide that shows what insurers charge for different policies in various parts of your state.
- Financial Solidity
You buy insurance to protect you financially and provide peace of mind. Select a company that is likely to be financially sound for many years, by using ratings from independent rating agencies.
- Service
Your insurance company and its representatives should answer your questions and handle your claims fairly, efficiently and quickly. You can get a feel for whether this is the case by talking to other customers who have used a particular company or agent. You may also want to check a national claims database to see what complaint information it has on a company. Also, your state insurance department will be able to tell you if the insurance company you are considering doing business with had many consumer complaints about its service relative to the number of policies it sold.
- Comfort
You should feel comfortable with your insurance purchase, whether you buy it from a local agent, directly from the company over the phone, or over the Internet. Make sure that the agent or company will be easy to reach if you have a question or need to file a claim.
- Where
can I buy insurance?
- How
can I save money?
- How
much coverage do I need?
- What
determines the price of my policy?
- What
information do I need to give to my agent or company?
- What
can I do if I can't find coverage?
- How
do I insure my teenage driver?
- Should
I purchase an umbrella liability policy?
- Will
my insurance cover a rental car after an accident?
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| The information on these pages is intended to be accurate at the time posted. It is for general informational purposes only. Because of the nature of this information, it may not be applicable in your area or current at the time you read it. Please see your agent or review the policy contract for detailed information you can rely on. The information on this site may change without prior notice. |
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