WBW Insurance Agency, Inc. Bill West, Gurnee WBW Insurance Agency, Inc. Bill West, Gurnee WBW Insurance Agency, Inc. Bill West, Gurnee
Bill West - Illinois and Wisconsin Insurance Agent

Bill West - Wm B West Insurance Agency, Inc.
Illinois & Wisconsin (224) 538-2006

WBW Insurance Agency, Inc. Bill West, Gurnee
 

AUTO INSURANCE: Air Bag Safety

1All insurance questions and answers are provided by the Insurance Information Institute www.iii.org
 
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(224) 538-2006 - Gurnee, IL
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Safety Tips

  • Shopping for a Safe Car
  • Teenagers & Safe Cars
  • Air Bag Safety

    Air bags save thousands of lives each year, according to The National Highway Traffic Safety Administration (NHTSA). In frontal crashes, air bags reduce deaths among drivers by about 30 percent and among passengers by 27 percent.

    Air bags, however, can be dangerous. If small children sit unbelted in the front seat, they can be catapulted into the path of a deploying air bag, which inflates with great force. This risk also applies to small adults—who must sit close to the steering wheel in order to reach the pedals—pregnant women and the elderly. Infants in rear-facing safety seats on the passenger side can be severely injured because their heads are in the direct path of an inflating air bag. If your airbag is stolen or it deploys, you must get a new one, but you will be reimbursed under the comprehensive portion of your auto insurance policy.

    Preventing air bag injuries

    Drivers should have all children sit in the backseat wearing a safety belt. Infants should be placed in rear-facing car seats and put in the backseat. Small adults should move the seat back so that their breastbone is at least 10 inches from the air bag cover.

    If this is not possible, air bag switches can be installed so that the vehicle owner has the option of turning the bag off or on, depending on the situation. In January 1998, NHTSA allowed auto dealers and repair shops to begin installing air bag cut-off switches. Before the switch can be installed, vehicle owners must complete a four-step process:

    1. btain an information brochure and request form from NHTSA, dealerships or repair shops
    2. Return the form to NHTSA
    3. Receive authorization from NHTSA after it reviews the case
    4. Take the vehicle to the service shop along with the authorization from NHTSA which certifies that the owner has read the brochure and met one of the four eligibility classifications:
      • rear-facing infant seat can be in the front (necessary if the vehicle has no back-seat)
      • driver's seat cannot be adjusted to keep more than 10 inches between the driver and the steering wheel
      • putting a child 12 or under in the front seat can not be avoided
      • having a medical condition that puts them at risk of injury when an air bag deploys.


  • At the Scene of an Accident
  • Car Breakdown Safety
  • Child Safety Seats
  • Cell Phones & Driving
  • Road Rage
  • Elderly Drivers
  • Preventing Carjacking / Theft
  • Driving in Bad Weather
  • Avoiding Deer / Car Collisions
 
 
The information on these pages is intended to be accurate at the time posted. It is for general informational purposes only. Because of the nature of this information, it may not be applicable in your area or current at the time you read it. Please see your agent or review the policy contract for detailed information you can rely on. The information on this site may change without prior notice.
 
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